KAF Digital Bank: Breaking Barriers with CEO Rafiza Ghazali Artwork

AIBP ASEAN B2B Growth

The AIBP ASEAN B2B Growth Podcast is a series of fireside chats and interviews with business leaders in Southeast Asia focused on growing B2B businesses in the region. Each episode will feature a company which is rapidly growing their business in the region and will cover topics such as Business Strategy, Sales & Marketing, Enterprise Technology, Innovation and Financial metrics. Connect with us to learn more: https://www.linkedin.com/in/aibp/

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AIBP ASEAN B2B Growth

KAF Digital Bank: Breaking Barriers with CEO Rafiza Ghazali

February 18, 2025 • Episode 60

In this episode, Rafiza Ghazali, CEO, KAF Digital Bank, shares her unexpected journey into finance. From starting at an accounting firm to navigating crises, Rafiza's career has been shaped by seizing opportunities.
Rafiza explains the importance of understanding the needs of underserved small business owners and leveraging digital tools to provide them with banking facilities. As she navigates the balance between innovation and regulatory compliance, Rafiza is committed to redefining financial inclusion through digital transformation in the banking sector.

KAF Digital Bank is one of the five recipients of Malaysia’s digital banking licences, awarded by Bank Negara Malaysia in April 2022. It is also one of only two digital banks designated to operate under the Islamic Financial Services Act 2013, offering Shariah-compliant banking services. In December 2024, KAF Digital Bank received regulatory approval to commence operations, marking a key milestone in its launch.